Employment (Contractual Retirement Ages) Act 2025: Key Pensions Considerations
We highlight some key pension-related considerations for employers and pension scheme trustees.
Ciara McLoughlin is a Consultant on the Pensions team in the Employment & Benefits Department.
Ciara advises trustees and employers on all aspects of pensions law including corporate M&A transactions, carrying out due diligence and advising on potential issues and solutions where pension liabilities may arise. She advises on the day-to-day management and administration of schemes including: scheme documentation amendments and benefit design, funding arrangements, liability management exercises such as buy-ins, winding up of schemes, GDPR and IORPS II implementation and pension disputes.
She was appointed by the Minister for Social Protection to the Pensions Council, is a Member of the council of the Association of Pension Lawyers of Ireland, a Qualified Pension Trustee (Irish Institute of Pensions Management), and a member of the UK Association of Pension Lawyers.
Recent significant matters include:
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We highlight some key pension-related considerations for employers and pension scheme trustees.
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We've summarised key findings from the Pensions Authority's Supervisory Activities Report, showing standards expected of trustees for authorisation.
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Managing DB scheme surpluses: trustee and sponsor options, Irish and UK differences, and challenges as buy‑out approaches
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New Regulations have introduced minimum contribution standards for a workplace pension (effective 1 January 2026) for the exemption from auto-enrol...
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Social Protection plans minimum pension contribution standards soon; warns stakeholders against auto-enrolment circumvention attempts.
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The Department of Social Protection is gearing up to issue the first Auto-Enrolment Payroll Notifications to employers from early December.
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We summarise the key findings of the Pensions Authority 2024 Supervisory Activities report, highlighting takeaways for pension trustees.
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The timeline for Ireland’s much-anticipated Ireland’s Automatic Enrolment Retirement Savings System, My Future Fund, has been updated
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The High Court delivered its highly anticipated decision in the Amcor case, confirming that reasonable notice should not be implied into the terms ...
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A new era for pension savings dawns as the Finance Act 2024 is signed into law. We discuss the key changes introduced by the Finance Act 2024 which...