Ciara McLoughlin


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Ciara McLoughlin is a Consultant on the Pensions team in the Employment & Benefits Department and she advises trustees and employers on all aspects of pensions law including corporate M&A transactions, carrying out due diligence and advising on potential issues and solutions where pension liabilities may arise.  She advises on the day-to-day management and administration of schemes including: scheme documentation amendments and benefit design, funding arrangements, liability management exercises such as buy-ins, winding up of schemes, GDPR  and IORPS II implementation and pension disputes.  

She was appointed by the Minister for Social Protection to the Pensions Council, is a Member of the council of the Association of Pension Lawyers of Ireland, a Qualified Pension Trustee (Irish Institute of Pensions Management), and a member of the UK Association of Pension Lawyers.

Recent significant matters include:

  • Advising both employers and trustees on the wind up and closure of defined benefit schemes to future accrual and cutting the link with final pensionable salary
  • Acting as day to day legal advisor to trustees of some of the largest pension schemes in Ireland
  • Advising on the pensions implications for J&E Davy on the agreed sale of its businesses to Bank of Ireland and on the sale of Davy Global Fund Management to IQ-EQ
  • Advising DCC Group on the pensions aspects of its acquisition Jones Oil and Campus Oil


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