Brendan McDonagh, Chief Executive of NAMA, has stated that NAMA is willing to offer stapled debt to prospective purchasers of certain NAMA controlled properties in order to stimulate activity in the commercial investment market. Purchasers will need to have a strong track record, a demonstrable capacity to repay and to inject 25-30% equity into transactions. The properties will be well let income producing assets and it is highly unlikely that vendor finance will be provided for development land.

As an attempt to boost the residential property market, NAMA has indicated that it is hoping to offer, in conjunction with lending banks, a mechanism which cushions buyers against negative equity in property purchased. The fear of further falls in residential property values is seen as the primary impediment to increased activity in that sector. NAMA has made it clear it will not be providing loan finance to the residential sector through this mechanism.